The Equipment Financing Options Service Pros Need

Whether you're buying a dump trailer, replacing a truck, or adding equipment to grow, this page breaks down what to look for — and where haulers are actually getting approved.

Hauling is equipment-driven

You Can’t Grow Without the Right Tools

You need reliable trucks, trailers, dumpsters, machines, and gear to take on bigger jobs and more volume. But paying cash upfront for everything slows you down.

Financing lets you:

• Keep cash in your business
• Avoid draining working capital
• Take on more revenue
• Scale faster
• Replace equipment before it becomes downtime
• Ride the revenue the equipment creates

Good financing creates momentum.

Bad financing becomes a drag.

This page explains the difference.

WHAT EQUIPMENT YOU CAN FINANCE

Trucks

Box trucks, pickups, hook lifts, chassis cabs, dump trucks.

Dump Trailers & Hauling Trailers

Dump trailers, utility trailers, cargo trailers.

Roll-Off Systems & Dumpsters

Roll-off rails, hook-lift setups, dumpster fleets.

Equipment & Machinery

Skid steers, mini-excavators, loaders, demo equipment.

Tools & Upgrades

Lift gates, winches, ramps, PTO systems, upfits.

Tech & Business Tools

Occasionally approved: software, systems, specialty tools.

How You Should Evaluate Financing

What Financing Does for Your Business

• Helps you add more trucks or dumpsters without draining cash
• Lets you grow your service area
• Increases daily booking capacity
• Gives you backup equipment when something breaks
• Enables larger commercial contracts
• Improves reliability and customer trust
• Reduces the stress of lump-sum purchases

Financing isn’t just a purchase — it’s fuel for growth.

A Partner We Trust for Haulers

There are a lot of financing companies out there, but not all of them understand the hauling industry. We partner with lenders who know this space, work well with home-service businesses, and offer straightforward approvals.

We only recommend tools and partners we’ve used or vetted ourselves.

FAQs

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Can I get approved if I’m a new hauling business?

Many lenders offer startup-friendly programs. Time in business helps, but strong revenue and clear plans matter too.

What kind of credit score do I need?

Requirements vary, but most approvals happen with fair-to-good credit. Even lower scores often qualify with stronger revenue.

How fast is the approval process?

Some lenders approve same-day and fund within 24–72 hours.

Can I finance used trucks or equipment?

Yes — many lenders allow used equipment as long as it meets age/mileage rules.

Ready to Explore Your Equipment Financing Options?

If you're growing your hauling or home-service business, adding equipment is one of the fastest ways to increase revenue. Financing helps you scale without slowing your cash flow.